Personal Finance, Productivity, Career, Military, and Wellness
Best Financial Advisors in Oregon 2021: Fees and Services
Whether you’re located in Portland or further south in Lake Oswego, this list of the top financial advisors in Oregon can likely help simplify your search. Choosing a financial advisor is tough in any state, and Oregon certainly has a lot of options to choose from.
The first step in your search for a financial advisor should be assessing your own financial needs and goals, as well as how much you can comfortably spend on a financial advisor’s services. From there, you’ll be able to start narr...
Best Financial Advisors in Jacksonville, Fla. 2021: Fees and Services
It can be difficult to choose a financial advisor in Jacksonville, Fla., especially given the number of advisors in Florida’s most populous city. To find a good fit, you’ll need to understand your financial needs and goals, while also considering how much you’re willing to spend for an advisor’s services.
That being said, we understand it can be difficult to compare firms and data points, so we’ve compiled the most important information to help guide your decision. To determine the best advis...
Best Financial Advisors in Kansas 2021: Fees and Services
Kansas, known to many as the Sunflower State, has no shortage of financial advisors, which can mean analysis by paralysis trying to find the best financial advisor in Kansas for you and your family. Finding the right advisor is a lot about matching your financial needs and goals (and how much you’re willing to spend) with available firms and seeing if the services offered are a good match for you.
That being said, we understand it can be difficult to compare firms and data points, so we compi...
Conservative Investing Explained
We’re here to help! First and foremost, SoFi Learn strives to be a beneficial resource to you as you navigate your financial journey. Read more
Investing is sometimes equated with gambling: People can win or lose big, and the whole endeavor can seem like risky business. But not all investing is seen that way.
In the investing world, there are a number of different strategies for investors to choose from, and some are considered less risky than others. One of the strategies, often familiar to ...
All About: How to Get a Security Clearance
You don't have to apply for a job at the NSA or CIA to find a positions that require security clearances. This common requirement is found at many government offices and agencies, as well as private contracting companies (such as Booz Allen Hamilton, General Dynamics, Bechtel, or Lockheed Martin).
The reason behind requiring a security clearance is often that the job is on a secure site, such as a military base or another type of restricted location. Your position might require you to work wi...
Review of Segall Bryant & Hamill
Segall Bryant & Hamill, LLC is an independent investment advisory firm headquartered in Chicago with four additional locations in Denver, St. Louis, Philadelphia and Naples, Fla. The firm has 126 employees, and it oversees more than $19 billion in assets under management (AUM). The firm primarily serves individuals, with a focus on high net worth individuals, as well as institutional investors.
All information included in this profile is accurate as of July 17, 2020. For more information, ple...
Stakeholder vs. Shareholder: What’s the Difference?
We’re here to help! First and foremost, SoFi Learn strives to be a beneficial resource to you as you navigate your financial journey. Read more
Though the words “shareholder” and “stakeholder” are sometimes used interchangeably in conversations about investing, there are important distinctions between the two.
Both shareholders and stakeholders may have a vital interest in how a company is run. But the perspective, priorities, and rights of someone who owns shares of stock in a business can b...
Review of Mercer Advisors
Mercer Advisors is a national investment advisory firm, with around 50 offices located across the U.S., including its Denver headquarters. Founded in 1985, the firm now has 250 advisors on staff who oversee more than $15.8 billion in assets under management (AUM). Mercer Advisors primarily serves individual investors (including high net worth individuals), providing a suite of wealth management and financial planning services to more than 10,000 clients.
The Best Places for Young Families in Rhode Island
Rhode Island is proof that good things really do come in small packages. The Ocean State is the smallest in the U.S., but it offers a variety of options when it comes to finding a place to live, from culture-and-sports-rich cities such as Providence to lesser-known, small towns in the northeastern corner of the state. With a population of just more than 1 million residents, 37-mile-wide Rhode Island is the second most densely populated state in the U.S. after New Jersey, but it offers some 40...
USAA Mortgage Review
What is USAA?
USAA — United Services Automobile Association — was founded in 1922 by a group of U.S. Army officers who wished to insure each other’s vehicles. Today, the Fortune 500 company is headquartered in San Antonio, Texas. In 2017, USAA generated more than $30 billion in revenue.
The company serves military members, veterans and their families. An early adopter of mobile deposit and other location-independent banking technology, USAA primarily serves its members remotely. There are onl...
What Are Reverse Mortgage Fees?
Reverse mortgages can relieve your financial pressure in retirement by giving you access to your home equity in cash. But there is a price to pay for the convenience — by way of fees and other costs.
In general, you will pay a loan origination fee of up to $6,000, as well as an upfront mortgage insurance fee of 2% of the loan total. Then there are numerous other smaller fees your lender may or may not charge.
The majority of borrowers choose reverse mortgages overseen by the Federal Housing A...
How I Magically Transformed My Financial To-Do List Into Something I Actually Look Forward To
A few weeks ago, I noticed my car needed an oil change and tire rotation, and that the state inspection was due by the end of the month. I usually dread the rigmarole of finding an auto service center and scheduling when the work can get done, and this time wasn’t any different.
When I looked at my calendar, I couldn’t find a weekday that had an open block of time for the services, and I started feeling overwhelmed with the “too much to do, no time to do it” frenzy. But at that moment I remem...
I Gave Myself an Adult Allowance and It Radically Changed How I Spend Money
Travel almost clobbered my savings this summer.
Taking a cue from Shonda Rhimes’s bestselling book Year of Yes, I dubbed 2019 my own year of yes, but with one specific theme: travel. I vowed to say yes to any travel opportunity that came my way.
In January, I went to Philadelphia — very exotic, I know — and in February, I spent a hot and sunny 10 days scootering around Thailand. Weekends were earmarked for visiting friends and family in Boston, St. Louis, Phoenix, Atlantic City, Lake Placid, ...
How a 20-Minute Phone Call with My Terrible Landlord Saved Me $1,200 a Year in Rent
I was living in Brooklyn for three months when I found out my then-partner and I were paying more rent than everyone else in our building. At first, I rationalized it was because our lease had started in September, which is peak rental season.
However, after asking my friendly neighbors a few more questions, I discovered their rent — for a similar one-bedroom apartment — was $100 lower for a good reason. The backyard and the basement, which was supposed to house laundry facilities and bike st...
This One Question Helped Me Negotiate to Make as Much as My Male Counterpart
I almost signed the contract and returned it without a second thought.
My yoga teaching gig was up for renewal, and the quoted hourly rate was the same as the previous year’s. The number still seemed pretty high to me compared to my experience teaching in Texas, where the standard rate was half as much as in New York.
But I didn’t send the contract back right away. I’m immersed in the personal finance world and write a lot about women, careers, and negotiation, so I knew I needed to at least ...